Most buyers take their tax returns at face value. They believe the income on that document is the final word on what they can afford. But for business owners, the numbers on a tax return rarely tell the full story. After years of write offs, deductions, expenses, and adjustments, the income that appears on a tax return can look far smaller than what a business owner actually earns. That is exactly why so many buyers feel stuck, assuming they can only qualify for less than the