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Stop Cutting Price. Start Cutting the Rate.
If your listing has been sitting on the MLS without much action, you might be tempted to reduce the price. But what if the price isn’t...
rache94
3 days ago1 min read


Mortgage Conditionally Approved
https://www.rachelimortgageteam.com/ Milestone 4: You’re Conditionally Approved This means the underwriter has reviewed your file and...
rache94
Aug 161 min read


Milestone 1: Let's Get You Set Up
https://www.rachelimortgageteam.com/ How To Get Your Loan Closed Super Fast! You're officially on your way. This is the first step, and...
rache94
Aug 101 min read


“My credit isn’t perfect, so I don’t think I’m ready.”
This is one of the most common fears I hear—especially from professionals who’ve worked hard to rebuild their financial life. Here’s the...
rache94
Aug 31 min read


Renting vs Buying in 2025 — What Makes More Sense Right Now?
If you're thinking about whether to rent or buy this year, you're not alone. It’s one of the most common questions I get, and for good...
rache94
Aug 21 min read


Coffee’s on Me
I just came back from a quick trip that gave me a lot to think about. I’ll dive into it more tomorrow—but right now, I want to extend an...
rache94
Jul 261 min read
Will the Fed Lower Rates on July 30? What It Could Mean for You
If you’ve been waiting for mortgage rates to finally fall, you’re not alone. Since early 2024, buyers, sellers, and refinancers have been...
rache94
Jul 201 min read
Get Down Payment Assistance Before It's Gone
Every year, I watch it happen. A buyer is ready. They’ve worked hard, saved what they could, and are finally excited to take the leap...
rache94
Jul 121 min read
🏡 Hometown Heroes Program Is Back July 1st — Here’s Why You Can’t Wait
Every now and then, a program comes along that truly changes lives.That’s what the Hometown Heroes Program has done for so many...
rache94
Jul 51 min read
🎯 Attract More Buyers: Fairway’s Realtor Marketing Secret You Need to Know
Here’s a behind-the-scenes look at something most agents don’t realize is available to them… Realtors are under constant pressure to not...
rache94
Jun 291 min read
🏠 Hometown Heroes in Florida: The Clock Is Ticking on a Major Funding Cut
Let me tell you a quick story… I was catching up on housing news over breakfast — nothing too exciting, I thought. But then I read this...
rache94
Jun 151 min read
🏠 HELOC vs Refinance: The Best Way to Pay Off Debt or Fund Renovations?
If you're a homeowner sitting on equity, you may be wondering: "Should I refinance my mortgage or get a HELOC to pay off debt or...
rache94
Jun 71 min read
🔑 Unlock In-House Non-Conventional Loans: Bank Statement, DSCR & 1099 Options
Not every qualified buyer can walk into a bank and walk out with a conventional mortgage — and that’s okay. At [Your Company Name], we...
rache94
May 301 min read
🧭 Real Estate Pro: Navigate Today’s Market Like a Boss
Let’s be honest: today’s real estate market is not the one we knew a few years ago. 📉 The days of easy approvals and minimal oversight?...
rache94
May 241 min read
🏡 Home Ownership vs Renting: The Math Doesn’t Lie
Renting may offer flexibility — but it doesn’t offer equity. And when it comes to building wealth, home ownership almost always comes out...
rache94
May 161 min read
🏡 Seller Commissions: Control Your Agent Fees! 💰
As a home seller, one of the most important—and often overlooked—decisions you make is about agent commissions . Traditionally, sellers...
rache94
May 151 min read
🧠 Mental Health Pro: Stop Divorce Litigation Mode
Divorce is never easy, and emotions often run high. When tensions rise, even couples committed to the collaborative process can find...
rache94
May 101 min read
Collaborative Law: Why Your Lawyer Gets Disqualified if You Go to Court
Collaborative law offers a peaceful, client-centered alternative to courtroom litigation, especially in emotionally charged cases like...
rache94
May 72 min read


🏡 Buy vs. Rent in Florida: Why Now Is the Time to Become a Homeowner
If you’ve been renting in Florida, it might be time to reconsider your strategy. With the real estate market shifting in favor of buyers,...
rache94
May 31 min read


South Florida Veterans: Worried About Buying a Home? We Can Help!
Thinking about buying a home but worried about a down payment or complex loan applications? The VA Home Loan program is designed to...
rache94
Apr 271 min read
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