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“My credit isn’t perfect, so I don’t think I’m ready.”
This is one of the most common fears I hear—especially from professionals who’ve worked hard to rebuild their financial life. Here’s the...

Racheli Refael Smilovits
Aug 31 min read
🏡 Home Ownership vs Renting: The Math Doesn’t Lie
Renting may offer flexibility — but it doesn’t offer equity. And when it comes to building wealth, home ownership almost always comes out...

Racheli Refael Smilovits
May 161 min read


🏡 Buy vs. Rent in Florida: Why Now Is the Time to Become a Homeowner
If you’ve been renting in Florida, it might be time to reconsider your strategy. With the real estate market shifting in favor of buyers,...

Racheli Refael Smilovits
May 31 min read


Florida’s Housing Market Update: A Buyer’s Advantage
The Florida housing market is undergoing a significant shift. Here’s what you need to know: Cooling Market: Home prices are stabilizing,...

Racheli Refael Smilovits
Apr 241 min read


Florida’s Housing Market Update: A Buyer’s Advantage
The Florida housing market is undergoing a significant shift. Here’s what you need to know: Cooling Market: Home prices are stabilizing,...

Racheli Refael Smilovits
Oct 9, 20241 min read


Live the Way You Want: Why Homeownership Matters 🏠❤️
Are you tired of asking permission to paint the walls or make improvements to your living space? Own Your Space, Own Your Style: Owning...

Racheli Refael Smilovits
Sep 26, 20241 min read


Home Equity: Your Financial Toolkit
Are you looking for ways to leverage your home's equity? A Home Equity Line of Credit (HELOC) or refinancing can be powerful tools to...

Racheli Refael Smilovits
Sep 8, 20241 min read


Unlock Your Homeownership Potential with Non-Conventional Loans
Not a traditional borrower? No problem! Our Fairway Mortgage team in Fort Lauderdale offers a variety of in-house non-conventional loan...

Racheli Refael Smilovits
Aug 17, 20241 min read


Unlock the Secret to Real Estate Video Success
Tired of boring property listings? It's time to make a splash with video. Discover how to transform your listings with Capcut. Join our...

Racheli Refael Smilovits
Aug 14, 20241 min read


School's Back in Session: Time to Review Your Parenting Agreement
The start of a new school year is a great opportunity to assess your parenting plan and ensure it's working for everyone involved. A...

Racheli Refael Smilovits
Aug 10, 20241 min read


Yoga: The Secret Weapon for Real Estate Success
Who knew that finding inner peace could be the key to closing more deals? As a mortgage professional, I've discovered that yoga isn't...

Racheli Refael Smilovits
Aug 8, 20241 min read


Fixed vs ARM Mortgage: what's the difference?
Buying a home? Let's talk mortgages! Fixed vs ARM Mortgage: what's the difference? Fixed Rate: This option offers stability with a...

Racheli Refael Smilovits
Jun 26, 20241 min read


Unlock Your Dream Home: 3 Credit Score Secrets!
Hey everyone! Ever feel stuck renting because of your credit score?** (You're not alone!)** The good news is, a few smart moves can...

Racheli Refael Smilovits
Jun 15, 20241 min read


What's the best type of mortgage for a first-time homebuyer?
Feeling lost in the mortgage maze? Don't worry, first-time homebuyer! The best mortgage depends on your credit score and how much you've...

Racheli Refael Smilovits
Jun 14, 20241 min read


LITTLE KNOWN TRICK helps you qualify for a bigger home. (after Credit Rescore)
🚀 Unlock the Secret to Qualify for a Bigger Home! 🏡✨ Struggling to find a home within your budget? This game-changing trick helped my...

Racheli Refael Smilovits
May 23, 20241 min read


Why VA Loan is the best Loan?
Hey Veterans! Thinking about owning a home but feel like it's a mystery ? Hold on, there's a secret weapon many Veterans don't even...

Racheli Refael Smilovits
May 7, 20241 min read
Credit RESCORE =Battle Rates + Higher Home Value
Elevate Your Credit Score, Secure Your Dream Home 🏡✨ Description: Dive into the benefits of credit rescoring: Elevate Your Credit Score,...

Racheli Refael Smilovits
May 4, 20241 min read
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