Many real estate agents know the frustration of a listing that just will not move. You adjust the price, update the marketing, run new ads, yet the inquiries stay quiet. The usual fixes do not always solve the deeper issue, especially when buyers feel discouraged by rising interest rates. That is where a different strategy comes in. Instead of another price reduction, guide buyers into seeing how the home becomes affordable with a 4.99 percent interest rate for qualified appl

One of the biggest misconceptions in lending is that timing does not matter. Many borrowers have been encouraged to take another loan simply because someone wanted a commission. That approach never leads to long term success. Good financing should always be based on numbers, not pressure. That is why I prefer to sit down with clients and walk through real calculations. I want them to see the full picture. When the timing is right, we move forward together. When it is not, I s