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How to Know When It Is the Right Time to Get a Loan

  • Writer: Racheli Refael Smilovits
    Racheli Refael Smilovits
  • 4 days ago
  • 1 min read

One of the biggest misconceptions in lending is that timing does not matter. Many borrowers have been encouraged to take another loan simply because someone wanted a commission. That approach never leads to long term success. Good financing should always be based on numbers, not pressure.

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That is why I prefer to sit down with clients and walk through real calculations. I want them to see the full picture. When the timing is right, we move forward together. When it is not, I say so clearly. There is no guesswork and no second guessing. Just honest guidance built on financial reality.

If you want to explore your options without feeling pushed, I would be glad to review your numbers and help you decide what truly makes sense for your goals.

For direct assistance:Racheli LoansMortgage Advisor

Call me:410-258-3836



 
 
 

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