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Renting vs Buying in 2025 — What Makes More Sense Right Now?

  • Writer: Racheli Refael Smilovits
    Racheli Refael Smilovits
  • Aug 2, 2025
  • 1 min read

If you're thinking about whether to rent or buy this year, you're not alone. It’s one of the most common questions I get, and for good reason. Between rising rents and shifting market conditions, the answer isn’t always obvious.

In this video, I walk you through what renting and buying really look like in 2025. It’s not just about monthly costs, but about what makes the most sense for your financial and lifestyle goals.


I also share the story of a recent client who assumed buying was off the table. She was surprised to learn she could become a homeowner with less money out of pocket than expected — and skip another year of rising rent.

Three important takeaways:

  • Renting may seem easier, but usually costs more long term

  • Buying brings ownership, predictability, and tax opportunities

  • Many renters already qualify and don’t know it

If you're considering your next move, this could be your starting point.

Racheli Refael954-800-0330


 
 
 

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RACHELI REFAEL

Mortgage Adviser
Divorce Mortgage Planner -CDLP

NMLS#64918

Office: 954-800-0330

​Cornerstone First Mortgage, LLC NMLS#173855 

www.Loans-4-U.com 

BRANCH OFFICE: 

1471 NE 26th Street #100

Fort Lauderdale, FL 33304

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