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🔑 Unlock In-House Non-Conventional Loans: Bank Statement, DSCR & 1099 Options

  • Writer: Racheli Refael Smilovits
    Racheli Refael Smilovits
  • May 30, 2025
  • 1 min read

Updated: Jun 7, 2025

Not every qualified buyer can walk into a bank and walk out with a conventional mortgage — and that’s okay.

At [Your Company Name], we specialize in in-house non-conventional lending programs tailored for unique financial profiles.

💡 Our Non-Conventional Loan Options:

📄 Bank Statement LoansPerfect for self-employed professionals and entrepreneurs. No W2s required — just show your bank statements to prove income.

📈 DSCR Loans (Debt Service Coverage Ratio)Designed for real estate investors. Qualification is based on property cash flow, not personal income.

🧾 1099 LoansGreat for independent contractors and gig economy workers. These loans understand your income structure.

🛠️ Why Choose Non-Conventional?

✔️ More flexible underwriting✔️ Ideal for self-employed or freelancers✔️ Easier access to investment property financing

Don’t let traditional lending stop you. We have the tools to help you unlock the door to your next opportunity.



 
 
 

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contact ME NOW

RACHELI REFAEL

Mortgage Adviser
Divorce Mortgage Planner -CDLP

NMLS#64918

Office: 954-800-0330

​Cornerstone First Mortgage, LLC NMLS#173855 

www.Loans-4-U.com 

BRANCH OFFICE: 

1471 NE 26th Street #100

Fort Lauderdale, FL 33304

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