SECURING A MORTGAGE WITHOUT REVEALING TAX DOCUMENTS

Seems unbelievable, right? But it's true. Introducing cash flow loans or DSCR (debt service coverage ratio) loans – a category separate from traditional ones. These loans can reach up to $3 million, and they don't require proof of income or employment. Instead, eligibility is determined by the property's cash flow.

Even better, you could receive seller credits of up to 6% of the purchase price. Plus, short-term rentals are allowed. Leave a comment or send a DM with the word "Cash Flow," and I'll send over the Cheat sheet.

Cash Flow DSCR Loans:

- Credit Scores Starting at 680 | Up to 85% LTV

- Loans up to $3 million

- Short-term rentals permitted (AirDNA reports accepted)

- No income or employment verification required

- Qualifications based solely on property cash flow

- Warrantable and non-warrantable condos eligible

- Condo hotels also considered

- No limit on the total number of financed properties

- Properties can be vested in LLCs, S corps, C corps, or revocable trusts

- Interest-only options available; gift funds welcome

- Up to 6% seller concessions