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Understanding the Divorce Process in Florida: What Homeowners Need to Know

  • Writer: Racheli Refael Smilovits
    Racheli Refael Smilovits
  • Mar 10
  • 1 min read

Updated: Mar 16

Divorce can be one of the most challenging transitions a person experiences. Beyond the emotional impact, it also involves complex legal and financial decisions. For couples who own a home, the divorce process in Florida often includes important questions about mortgages, property ownership, and financial responsibilities.

Understanding how the divorce process works can help individuals make informed decisions that protect both their financial future and housing stability.

Divorce in Florida: A Legal Overview

Florida follows a no-fault divorce system, meaning that neither spouse needs to prove wrongdoing to file for divorce. The most common legal basis for divorce is simply that the marriage is “irretrievably broken.”

The legal process typically begins when one spouse files a petition for dissolution of marriage with the court. The other spouse is then formally notified and has the opportunity to respond. From there, the divorce moves through several stages that may include financial disclosure, negotiation, and potentially court hearings if an agreement cannot be reached.



Cornerstone First Mortgage

Racheli Refael Mortgage Adviser | Divorce Mortgage Planner (CDLP®) NMLS #64918

Office: 954-800-0330

Branch Office1 471 NE 26th Street #100 Fort Lauderdale, FL 33304

 
 
 

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contact ME NOW

RACHELI REFAEL

Mortgage Adviser
Divorce Mortgage Planner -CDLP

NMLS#64918

Office: 954-800-0330

​Cornerstone First Mortgage, LLC NMLS#173855 

www.Loans-4-U.com 

BRANCH OFFICE: 

1471 NE 26th Street #100

Fort Lauderdale, FL 33304

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