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You Closed on Your Fort Lauderdale Home! Now What?

  • Writer: Racheli Refael Smilovits
    Racheli Refael Smilovits
  • May 19, 2024
  • 2 min read




(#FortLauderdaleHomeownership #FairwayGotYourBack)

Congratulations! You've officially closed on your dream home in beautiful Fort Lauderdale with the help of Racheli at Fairway Mortgage Team! Here's a quick guide to what happens next:

1. Get the Keys and Move In!

It's finally time to grab the keys and move into your new home! This is the exciting part – unpacking, decorating, and creating lasting memories in your own space.

2. Homeownership Paperwork:

You'll receive a loan servicing disclosure from your lender outlining your monthly payment details and contact information. Keep this document handy for future reference.

3. Property Taxes and Insurance:

Remember, property taxes and homeowner's insurance are typically separate from your mortgage payment. You'll receive separate bills for these, and it's important to factor them into your monthly budget. Racheli can provide guidance on setting up escrow payments to ensure these are paid on time.

4. Utilities and Home Maintenance:

Don't forget to set up utilities like electricity, water, and trash collection in your name. Owning a home means taking responsibility for minor maintenance. Racheli can connect you with local resources for home improvement services if needed.

5. Enjoy Your New Home!

Relax, unwind, and enjoy your new home in Fort Lauderdale! This is your space to personalize and cherish.

Racheli at Fairway Mortgage Team is Here to Help!

Even after closing, Racheli is just a phone call away to answer any questions you may have about your mortgage or homeownership in general. Don't hesitate to reach out!

Bonus Tip:

Consider setting up automatic payments for your mortgage to avoid late fees and ensure a smooth payment history.

Ready to start your Fort Lauderdale homeownership journey?  Contact Racheli at Fairway Mortgage Team today!

 
 
 

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