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Get Down Payment Assistance Before It's Gone
Every year, I watch it happen. A buyer is ready. They’ve worked hard, saved what they could, and are finally excited to take the leap...

Racheli Refael Smilovits
Jul 121 min read
🏡 Hometown Heroes Program Is Back July 1st — Here’s Why You Can’t Wait
Every now and then, a program comes along that truly changes lives.That’s what the Hometown Heroes Program has done for so many...

Racheli Refael Smilovits
Jul 51 min read
🏡 Seller Commissions: Control Your Agent Fees! 💰
As a home seller, one of the most important—and often overlooked—decisions you make is about agent commissions . Traditionally, sellers...

Racheli Refael Smilovits
May 151 min read


🏡 Buy vs. Rent in Florida: Why Now Is the Time to Become a Homeowner
If you’ve been renting in Florida, it might be time to reconsider your strategy. With the real estate market shifting in favor of buyers,...

Racheli Refael Smilovits
May 31 min read


Florida’s Housing Market Update: A Buyer’s Advantage
The Florida housing market is undergoing a significant shift. Here’s what you need to know: Cooling Market: Home prices are stabilizing,...

Racheli Refael Smilovits
Apr 241 min read
Optional Mortgage Payment SECRET That Can Save You THOUSANDS
A Mortgage with an Optional Mortgage Payment! Does this exist? YES it does! As a real estate professional, you do not want to miss this...

Racheli Refael Smilovits
Nov 8, 20241 min read


Florida’s Housing Market Update: A Buyer’s Advantage
The Florida housing market is undergoing a significant shift. Here’s what you need to know: Cooling Market: Home prices are stabilizing,...

Racheli Refael Smilovits
Oct 9, 20241 min read


Home Equity: Your Financial Toolkit
Are you looking for ways to leverage your home's equity? A Home Equity Line of Credit (HELOC) or refinancing can be powerful tools to...

Racheli Refael Smilovits
Sep 8, 20241 min read


Unlock the Secret to Real Estate Video Success
Tired of boring property listings? It's time to make a splash with video. Discover how to transform your listings with Capcut. Join our...

Racheli Refael Smilovits
Aug 14, 20241 min read


School's Back in Session: Time to Review Your Parenting Agreement
The start of a new school year is a great opportunity to assess your parenting plan and ensure it's working for everyone involved. A...

Racheli Refael Smilovits
Aug 10, 20241 min read


Yoga: The Secret Weapon for Real Estate Success
Who knew that finding inner peace could be the key to closing more deals? As a mortgage professional, I've discovered that yoga isn't...

Racheli Refael Smilovits
Aug 8, 20241 min read


Fixed vs ARM Mortgage: what's the difference?
Buying a home? Let's talk mortgages! Fixed vs ARM Mortgage: what's the difference? Fixed Rate: This option offers stability with a...

Racheli Refael Smilovits
Jun 26, 20241 min read


Unlock Your Dream Home: 3 Credit Score Secrets!
Hey everyone! Ever feel stuck renting because of your credit score?** (You're not alone!)** The good news is, a few smart moves can...

Racheli Refael Smilovits
Jun 15, 20241 min read


What's the best type of mortgage for a first-time homebuyer?
Feeling lost in the mortgage maze? Don't worry, first-time homebuyer! The best mortgage depends on your credit score and how much you've...

Racheli Refael Smilovits
Jun 14, 20241 min read


LITTLE KNOWN TRICK helps you qualify for a bigger home. (after Credit Rescore)
🚀 Unlock the Secret to Qualify for a Bigger Home! 🏡✨ Struggling to find a home within your budget? This game-changing trick helped my...

Racheli Refael Smilovits
May 23, 20241 min read
Credit RESCORE =Battle Rates + Higher Home Value
Elevate Your Credit Score, Secure Your Dream Home 🏡✨ Description: Dive into the benefits of credit rescoring: Elevate Your Credit Score,...

Racheli Refael Smilovits
May 4, 20241 min read


72% of Homebuyers Make This Costly Mistake (and How to Avoid It!)
In today's dynamic market, rising interest rates can cause hesitation among potential homebuyers. However, waiting for rates to drop can...

Racheli Refael Smilovits
May 3, 20241 min read
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